SUM is devastated by the insults flung at her. To prove her integrity, she not only pawns everything she has to repay part of the loan but also writes ON an IOU. KAM and LEI have hardly been on speaking terms since the dispute over the shop rentals. KAI would like to put KAM’s name on the title deeds of two bigger shop premises but offers it as a suggestion from LEI. KAM reveals during the dinner that the two shop premises recommended by LEI are found to be full of problems. She believes that it is all a plot by LEI and is so angry with her. KAI tries to prevent LEI from showing up, but in vain. LEI and KAM pick a quarrel as soon as they meet in the restaurant. LEI can no longer put up with KAM’s verbal insults and decides to move away. HA asks ON out for SUM’s sake. She reveals to ON that SUM’s brother TAK had run up debts and SUM, as his guarantor, was being threatened by the loan sharks.… ...